Telos Labs
SaverLife Telos Labs

Partnering to build the technology behind financial resilience

SaverLife is a mission-driven nonprofit that helps people build financial security. As their long-term technology partner, Telos works with them across strategy, product, design, and engineering.

The partnership

A platform that grows with SaverLife

SaverLife's Financial Navigator chat on a phone, beside the member dashboard with a savings challenge, points balance, and next steps, using demo data

We've partnered with SaverLife to build its savings platform and help members plan their next financial steps.

Over the years, our work has expanded to savings challenges, points, reward payments, emergency cash assistance, personalized onboarding, and the AI-powered Financial Navigator.

A financial-wellness product has to do several jobs at once. Members need an experience that's clear and useful. Program teams need to set up activities, run incentives, and adjust when member needs change. And the technology has to connect all of that to the data and operations underneath.

SaverLife debt onboarding and a debt check-in on two phones, beside a savings starter kit tip from the Financial Navigator, using demo data

Our work covers each of those jobs. We rebuilt the platform's architecture, help design and develop the product, build integrations, and keep engineering as SaverLife launches new programs and member experiences. SaverLife brings the mission, the program expertise, the research, and its knowledge of members. We help build the product and the software that put those priorities into practice.

Connected capabilities

How the work has evolved

The platform migration moved established member data into a new application architecture while preserving the ability to sign in with existing passwords. That work became part of the foundation for later programs and product changes.

Savings activities, assistance applications, reward approvals, and payment integrations introduced workflows for both members and staff. Each program needed its own rules and a dependable connection to the surrounding platform.

A custom points and quest system, challenge rules, and redemption flows gave SaverLife application-level control over its engagement capabilities. Financial-health onboarding and dashboard work connected members with relevant activities.

The AI navigator introduced contextual conversations. The debt-planning journey added structured tools for understanding debts, exploring payment scenarios, reviewing expenses, and planning a savings buffer.

SaverLife sign-up screen with email, Google, and Apple options, using demo data
A scratcher reward flowing through the payout system into the payout history, using demo data
Two SaverLife screens: scratching a $5 scratcher and the You won $5 celebration, using demo data
The SaverLife debt quest missions beside a Financial Navigator breakdown of money in and out, using demo data
Product, design, and engineering

What Telos contributed

Continued development across the platform

Our contribution extends from architecture and integrations to member interfaces and AI features. The partnership supports an evolving product whose capabilities build on one another.

Operational software behind the experience

The work includes the systems staff use to administer programs, validate rewards, handle exceptions, and connect decisions with payments and communications.

Product work grounded in member needs

Design and engineering connect SaverLife's understanding of its members with practical experiences: applying for support, joining a challenge, reviewing finances, or finding a useful next action.

Technical guidance and ongoing operations

Beyond new features, we help SaverLife's team weigh technical tradeoffs and plan what comes next. We also maintain the infrastructure, integrations, and dependencies that keep the member experience dependable.

Are technology challenges holding your team back?

You may need to modernize an established application, connect a manual program workflow, or introduce a new member experience. Tell us how the work happens today and what needs to change.